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xWell is a financial console for AI agents. Builders create wallets, set spending policies, and connect agents — xWell handles the rest. When an agent hits a paid API that responds with 402 Payment Required, xWell detects the protocol, signs the payment via a secure enclave, and retries the request automatically.

Multi-Protocol

Supports x402 and MPP (Machine Payment Protocol). Your agent doesn’t need to know the difference.

Multi-Chain

Base, Ethereum, Arbitrum, Optimism, Tempo, and Solana. Pay on whatever chain the service accepts.

Non-Custodial

Private keys never leave the secure enclave. Agents spend, builders control.

Two-Layer Policies

Wallet-level signer constraints plus per-agent spending limits, chain restrictions, and service access controls.

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How agents connect

Every integration surface is a thin wrapper over the same xWell API. Pick the one that matches your agent’s environment:
Agent PlatformIntegrationDiscovery
Claude Code, Cursor, Cline, CodexCLIskill.md teaches CLI commands
Claude DesktopMCP ServerNative MCP tool descriptions
OpenClaw agentsOpenClaw PluginPlugin manifest + registered tools

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Quick setup

1

Create account

Sign up at xwell.xyz. The onboarding wizard creates your wallet, first agent, and API key in 60 seconds.
2

Connect your agent

Paste the setup instruction to your agent — or run the command yourself. See Quickstart for your platform.
3

Fund your wallet

Send USDC to your wallet address (shown in the dashboard). Your agent can start paying for APIs immediately.